Terms of Service

Last updated: September 2026

These Terms of Service ("Terms") govern your access to and use of the website and services provided by LJ Advisory Pty Ltd ("we", "us", "our"). By using our website or engaging our services, you agree to be bound by these Terms.

1. About Us

LJ Advisory Pty Ltd is a property investment advisory and finance brokerage based in Chatswood, NSW, serving clients across Australia.

2. Nature of Services

We provide general property investment advisory and finance broking services. We assist clients in comparing lenders, structuring loans, and coordinating with their broader advisory team. We do not provide legal, taxation, or personalised financial product advice unless expressly agreed in writing.

3. General Information Only

All information published on this website is general in nature and does not take into account your personal objectives, financial situation, or needs. Before acting on any information, you should consider whether it is appropriate to your circumstances and, where necessary, seek independent professional advice.

4. No Guarantee of Loan Approval

Any indicative rates, borrowing capacities, or product features displayed are subject to lender assessment, credit approval, and the applicable terms and conditions of each lender. We do not guarantee that any specific loan will be approved or offered on particular terms.

5. Third-Party Content and Links

Our website may contain links to third-party websites or reference third-party products and services. We are not responsible for the content, accuracy, or availability of third-party materials.

6. Intellectual Property

All content on this website — including text, graphics, logos, images, and downloadable materials — is owned by or licensed to LJ Advisory and is protected by Australian and international copyright laws. You may not reproduce, distribute, or use our content without our prior written consent.

7. Your Obligations

You agree to provide accurate, complete, and current information when engaging our services, and to promptly notify us of any changes. You must not use the website or services for any unlawful purpose or in a way that could damage, disable, or impair the site.

8. Limitation of Liability

To the maximum extent permitted by law, LJ Advisory, its directors, employees, and agents exclude all liability for any loss, damage, cost, or expense (whether direct, indirect, or consequential) arising from your use of the website, reliance on any information provided, or any act or omission of a lender or third party.

9. Fees

Our advisory and broking services are generally provided at no cost to the client, as we are remunerated by lenders on successful settlement. Where any fee is payable by you, we will disclose it in writing before you incur it.

10. Privacy

Your personal information is handled in accordance with our Privacy Policy.

11. Governing Law

These Terms are governed by the laws of New South Wales, Australia. You submit to the exclusive jurisdiction of the courts of New South Wales.

12. Changes to These Terms

We may amend these Terms from time to time. The current version will always be published on this page and applies from the date it is posted.

13. Contact

LJ Advisory Pty Ltd
603/1-5 Railway Street, South Tower, Chatswood NSW 2067
Email: Lilo@ljadvisory.com.au